When you’re part of the military community, financial planning often comes with a few extra layers—PCS moves, deployments, unexpected expenses, and big transitions can pop up with little notice. That’s why Navy Federal Credit Union’s newest offering feels especially timely. The 13-month Special Certificate is designed to help service members, veterans, and their families set aside money with intention, without sacrificing flexibility or peace of mind.
This special certificate offers a 4.00% APY with just a $50 minimum deposit, delivering a return that’s more than twice the national average. Unlike a traditional savings account, it allows members to clearly separate everyday spending money from funds earmarked for upcoming moves, emergency reserves, or major life changes. Even better, members can add money at any time, making it easy to grow savings gradually as paychecks come in or circumstances change.
With a fixed 13-month term, the Special Certificate provides predictable, guaranteed growth—an appealing option for those who value stability while navigating an often-unpredictable lifestyle. It’s another example of how Navy Federal continues to design products with real military needs in mind, offering practical solutions that help members stay prepared, confident, and financially secure no matter where their service takes them.
Visit Navy Federal Credit Union today!
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